제 1 편 예금일반

제1장 금융경제 일반 ······················································································· 8
1. 국민경제의 순환과 금융의 역할 ······················································· 8
2. 주요 금융경제지표 ············································································ 14
3. 금융시장 ····························································································· 28

제2장 금융회사와 금융상품 ·········································································· 36
1. 금융회사 ····························································································· 36
2. 금융상품 ····························································································· 43

제3장 저축과 금융투자에 대한 이해 ·························································· 66
1. 저축의 기초 ························································································ 67
2. 투자의 기초 ························································································ 70
3. 주식투자 ····························································································· 77
4. 채권투자 ····························································································· 84
5. 증권분석 ····························································································· 93

제4장 우체국금융 일반현황 ·········································································· 102
◆ 우체국금융 일반현황 ··········································································· 102
1. 연혁 ····································································································· 102
2. 업무범위 ····························································································· 103
3. 역할 ····································································································· 105
4. 소관 법률 ···························································································· 106

제 2 편 우체국금융 제도

제5장 예금업무 개론 ······················································································· 112
◆ 예금업무 일반사항 ··············································································· 112
1. 예금계약 ····························································································· 112
2. 예금거래의 상대방 ············································································ 118
3. 예금의 입금과 지급 ··········································································· 125
4. 예금의 관리 ························································································ 134

제6장 내부통제 및 금융소비자 보호 ·························································· 150
1. 내부통제 .준법감시 개요 ································································ 150
2. 금융실명거래 원칙 및 방법 ······························································ 153
3. 금융거래에 대한 비밀보장 ······························································· 156
4. 자금세탁방지제도 ············································································· 162
5. 금융소비자보호 ················································································· 171

제7장 예금관련법 ···························································································· 176
1. 예금자보호 ························································································· 176
2. 금융소득 종합과세 ············································································ 182
3. 금융정보 자동교환 협정 ··································································· 190

제 3편 우체국 금융 상품

제8장 우체국금융 상품 ·················································································· 196
1. 예금상품 ····························································································· 196
2. 카드상품 (체크카드) ········································································· 218
3. 펀드상품 ····························································································· 233

제9장 우체국금융 서비스 ·············································································· 236
1. 전자금융 ····························································································· 236
2. 통합멤버십 (2024년 전체 내용 새롭게 들어옴) ··························· 243
3. 우편환.대체 ····················································································· 244
4. 외국환 ································································································· 245
5. 제휴서비스 ························································································· 247

제10장 전자금융 ······························································································ 256
1. 전자금융의 의의 ················································································ 256
2. 전자금융의 특징 ················································································ 257
3. 전자금융의 발전 과정 ······································································· 258
4. 인터넷뱅킹 서비스 ············································································ 260
5. 모바일뱅킹 서비스 ············································································
6. 텔레뱅킹 서비스 ················································································
7. CD/ATM 서비스 ··············································································
8. 신용카드, 직불카드, 체크카드, 선불카드 ······································· 263 264 266 270 예금 일반
부 록
1. 우체국 예금거래 기본약관 ········································································ 280
2. 입출금이 자유로운 예금 약관 ·································································· 286
3. 거치식 예금 약관 ························································································· 288
4. 적립식 예금 약관 ························································································· 289
5. 금융실명거래 및 비밀보장에 관한 법률 ················································
6. 우체국예금.보험에 관한 법률 ·······························································
7. 우체국예금.보험에 관한 법률 시행령 ················································
8. 우체국예금.보험에 관한 법률 시행규칙 ············································ 291 297 307 311