Introduction ? Discrimination, Vulnerable Consumers and Financial Inclusion

1. Tackling Issues in Consumer Credit: The Role of Human Rights



2. Beyond Negative Interpretations of Freedom of Contract: The Interplay between Private Law and Human Rights in Light of the UN Convention on the Rights of Persons with Disabilities



3. Anti-discrimination Efforts for Insurance Consumers: Legislation and Practice in Mainland China



4. Vulnerability, Financial Inclusion, and the Heightened Relevance of Education in a Credit Crisis



5. The Payments Revolution: Towards Financial Exclusion or Inclusion?


PART II


6. Inside the Black Box: the Impact of Machine Learning on the Creditworthiness Assessment



7. Consumer Peer-to-Peer Lending and the Promise of Enhancing Access to Credit: Lessons from the Netherlands



8. Digital Debt Collection. Opportunities, Abuses and Concerns



9. Financial Conduct in the UK’s Banking Sector: Regulating to Protect Vulnerable Consumers



10. Are Some Classes of Consumer-Investors of Collapsed Pyramid and Ponzi Schemes Vulnerable? A Multi-Jurisdictional Perspective