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Introduction 1 A functional analysis of the banking industry 2 Literature review on the relationship between interest rate, bank profitability and the general profit rate 3 A new interpretation of the relationship between the interest rate and the profitability of the banking industry 4 Distributive insights Conclusions Appendix a. The best methodology for calculating the income of the banking sectors Appendix b. From the originate-to-hold to the originate-to-distribute References |